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li:before{content:"−";position:absolute;left:0;top:10px;color:#999;font-weight:700}.vtc-plain-list li strong{color:var(--text-primary)}.vtc-example-box{background:#f9f9f9;border-radius:8px;padding:20px 24px;border-left:3px solid #ddd}.vtc-example-box p{font-size:13px;color:var(--text-secondary);line-height:1.7;margin:0}.vtc-example-box strong{color:var(--text-primary)}.vtc-dieu-kien-layout{display:grid;grid-template-columns:1fr 320px;grid-gap:48px;gap:48px;align-items:start}.vtc-dk-img{width:100%;height:auto;border-radius:8px;display:block}.vtc-condition-list{list-style:none;padding:0;margin:0}.vtc-condition-list li{display:flex;align-items:flex-start;gap:10px;padding:12px 0;border-bottom:1px solid #f2f2f2;font-size:14px;color:var(--text-secondary);line-height:1.5}.vtc-condition-list li:before{content:"";width:6px;height:6px;border-radius:50%;background:var(--shinhan-blue);margin-top:7px;flex-shrink:0}.vtc-faq-grid{display:grid;grid-template-columns:1fr 1fr;border:1px solid #e8e8e8;border-radius:4px;overflow:hidden}.vtc-faq-grid-item{padding:14px 16px;border-bottom:1px solid #e8e8e8;font-size:13px;color:var(--shinhan-blue);cursor:pointer;transition:background .2s;line-height:1.5}.vtc-faq-grid-item:hover{background:#f0f7ff}.vtc-faq-grid-item:nth-child(odd){border-right:1px solid #e8e8e8}.vtc-faq-q{display:flex;align-items:flex-start;justify-content:space-between;gap:8px}.vtc-faq-q i{color:#aaa;font-size:11px;flex-shrink:0;margin-top:3px;transition:transform .25s}.vtc-faq-grid-item.open .vtc-faq-q i{transform:rotate(90deg)}.vtc-faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease,padding .3s ease;font-size:13px;color:var(--text-secondary);line-height:1.6}.vtc-faq-grid-item.open .vtc-faq-a{max-height:300px;padding-top:10px}.vtc-bottom-banner{width:100%;overflow:hidden}.vtc-bottom-banner-img{width:100%;height:auto;display:block;object-fit:cover}@media (max-width:992px){.vtc-faq-grid{grid-template-columns:1fr}.vtc-faq-grid-item:nth-child(odd){border-right:none}.vtc-dieu-kien-layout{grid-template-columns:1fr}.vtc-dk-right{display:none}}.vtg-cta-section{background:linear-gradient(135deg,#003a70,#007bc3 60%,#00a0e9);padding:72px 24px;text-align:center;color:#fff}.vtg-cta-inner{max-width:680px;margin:0 auto;display:flex;flex-direction:column;align-items:center;gap:20px}.vtg-cta-icons{display:flex;gap:20px;margin-bottom:4px}.vtg-cta-icons span{width:56px;height:56px;border-radius:14px;background:rgba(255,255,255,.15);display:flex;align-items:center;justify-content:center;font-size:22px;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);border:1px solid rgba(255,255,255,.25)}.vtg-cta-title{font-size:32px;font-weight:800;letter-spacing:-.5px;margin:0}.vtg-cta-desc{font-size:15px;line-height:1.8;opacity:.9;margin:0}.vtg-cta-badges{display:flex;flex-wrap:wrap;gap:10px;justify-content:center}.vtg-cta-badges span{display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,.18);border:1px solid rgba(255,255,255,.3);padding:6px 16px;border-radius:100px;font-size:13px;font-weight:600;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px)}.vtg-cta-badges i{font-size:11px}.vtg-cta-btn{display:inline-flex;align-items:center;gap:10px;padding:15px 48px;border-radius:10px;background:#fff;color:#007bc3;border:none;cursor:pointer;font-size:16px;font-weight:800;box-shadow:0 8px 32px rgba(0,0,0,.25);transition:all .25s;margin-top:8px}.vtg-cta-btn:hover{transform:translateY(-3px);box-shadow:0 14px 40px rgba(0,0,0,.3)}@media (max-width:768px){.vtg-cta-title{font-size:24px}.vtg-cta-section{padding:48px 24px}.vtg-cta-btn{width:100%;justify-content:center}}